Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
CrossCountry Mortgage, Inc. offers a variety of home loan and refinance programs for your unique needs. Whatever your situation may be, we’ll help you understand the options available to you and guide you through each step of the home financing process — all while giving you the honesty and respect you deserve.
So, if you’re looking for home financing, contact our team today to learn more and to get pre-qualified! Click on the Branch Directory above to view our team members, or click Contact Us in the top right corner. We’re ready to help you achieve your home financing goals.